Home Seller’s Guide to Escrow

Home Seller's Guide to Escrow

Every home seller will come across the term escrow at some point in their real estate transaction. The word defines the period between signing the sale and purchase agreement and closing the sale. During escrow, the buyer and his finance company are busy doing everything they need to do before closing. They may feel like […]

How does a mortgage affect your credit scores?

How does a mortgage affect your credit scores?

Every responsible individual who owns a credit card needs to be checking their credit score several times a year. This is a habit that’s worth getting into because when you check monthly credit reports, you can help protect against fraud, theft, hacks, and errors from destroying your credit scores and ranking. A check should be […]

What is Better for a Mortgage: Fixed or Adjustable Rates?

What is Better for a Mortgage: Fixed or Adjustable Rates?

When it comes to getting and paying off a mortgage there is a lot on the line. Especially if you already own your home free and clear, taking out a second mortgage can be risk unless you are sure you can pay back the loan. Generally speaking, there are two basic types of mortgage plans […]