Credit Basics: Credit Score

Credit Basics: Credit Score

If you have ever tried to apply for a loan, purchase a vehicle, or even rent an apartment, you have probably had someone pull your credit and check your credit score. Why is a credit score important? It is an easy way for lenders to see if a person is creditable, can pay their bills […]

How Long Do Collections Stay On Your Credit Report?

How Long Do Collections Stay On Your Credit Report?

If you fail to pay your debts in a timely manner, your creditor will eventually turn your account over to a collection agency. Ignoring collections, however tempting, could leave you facing much steeper consequences than incessant calls and threatening demand letters. Debt collectors often report consumer accounts to the credit bureaus, and a single collection […]

How to Handle Debt Collector Harassment

How to Handle Debt Collector Harassment

If you recently lost a job, went through a health crisis or had some other type of catastrophic event in your life, you might be behind on your bills. While you have good intentions and want to catch up on your obligations, debt collectors do not care. They are paid to collect your money, and […]

5 Best Apps to Get Out of Debt

5 Best Apps to Get Out of Debt

There is an app for everything – even for paying off debt. The average smartphone user has downloaded 25 apps. Instead of downloading the hottest new game for your smartphone, download an app that will help you get out of debt faster. Here are five apps that will help you pay off your debt: 1. […]